Asset Finance for Business Growth and Equipment Needs

Finance vehicles, machinery, and equipment to support your business operations.

agent in a new property

What Is Asset Finance?

Asset finance provides funding for businesses to purchase or lease physical assets such as vehicles, equipment, or machinery. It enables businesses to acquire essential assets without using large amounts of capital upfront.

How Asset Finance Works

real estate agent showing a beautiful house

A business applies for funding based on the value of the asset.

The lender purchases the asset, and the business repays the loan over an agreed term.

Once repayments are complete, the business either owns the asset or returns it, depending on the agreement.

Who Can Use Asset Finance?

Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.

Small Business Owners

Finance equipment, vehicles, and machinery.

Transport and Logistics Companies

Secure funding for commercial fleets.

Construction Firms

Fund heavy machinery for large projects.

Agricultural Businesses

Access financing for farming equipment and technology.

What Asset Finance Covers

Vehicles

Cars, trucks, vans, and commercial fleets.

Machinery and Equipment

Construction, manufacturing, or agricultural tools.

Technology

Computers, servers, and business software.

Marine Assets

Boats and marine-related equipment.

Caravans

Business-use caravans for transport or accommodation.

How to Apply for Asset Finance

Identify Asset Needs

Define the type and value of the required asset.

Choose a Finance Option

Compare funding methods based on business needs.

Submit an Application

Provide financial documentation and asset details.

Loan Approval Process

Lender assesses eligibility and repayment capacity.

Complete the Purchase

Secure the asset and begin repayment as agreed.

new white luxury car with big red bow riding out of modern auto salon

How Asset Finance Works

real estate agent showing a beautiful house

Who Can Use Asset Finance?

Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.

What Asset Finance Covers

How to Apply for Asset Finance

new white luxury car with big red bow riding out of modern auto salon

FAQs

Businesses can finance vehicles, machinery, equipment, technology, marine assets, and caravans based on operational needs.
Asset finance helps businesses manage cash flow, preserve working capital, and access necessary equipment without large upfront costs.
Yes, many lenders offer financing for new and used assets, depending on their condition and value.
Approval times vary but typically take 1-3 weeks based on the loan size and documentation provided.
Lenders may repossess the financed asset or restructure repayment terms, depending on the agreement.

Financial Insights & Resources