Borrowers secure funding to buy, build, or refinance an investment property.
Loan repayments are structured based on fixed or variable interest rates.
Some loans offer interest-only repayment periods to lower initial costs.
Rental income can be used to support repayments and build equity.
Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.
Determine borrowing capacity based on income and expenses.
Review interest rates, repayment terms, and features.
Consider application fees, ongoing charges, and exit costs.
Provide financial documents for loan approval.
Make regular payments and adjust terms if needed.
Investment loans differ from home loans as they are designed for income-generating properties rather than primary residences.
Borrowers secure funding to buy, build, or refinance an investment property.
Loan repayments are structured based on fixed or variable interest rates.
Some loans offer interest-only repayment periods to lower initial costs.
Rental income can be used to support repayments and build equity.
Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.
Finance an entry-level investment property.
Expand an existing property portfolio.
Secure funding for property development projects.
Purchase commercial properties for rental income.
The interest rate remains the same for a set period, providing predictable repayments.
The interest rate fluctuates based on market conditions, affecting repayment amounts.
Borrowers pay only interest for a period before starting full repayments.
Provides flexible access to funds using home equity for property investment.
Secure financing for residential or commercial rentals.
Adjust loan terms for better rates.
Improve rental properties to increase returns.
Access funds for additional property purchases.
Investment loans differ from home loans as they are designed for income-generating properties rather than primary residences.
Determine borrowing capacity based on income and expenses.
Review interest rates, repayment terms, and features.
Consider application fees, ongoing charges, and exit costs.
Provide financial documents for loan approval.
Make regular payments and adjust terms if needed.
Vital Insurance Pty Ltd are authorised representative (No.294915/463211) of United Insurance Group Pty Ltd AFSL No.327131.
© Vital Financial Group 2025. All Rights Reserved. ABN - 281 405 202 25.
Ben Tutton (Authorised Representative No. 294915), Vital Life Insurance Pty Ltd (ABN 45 654 028 878 / CAR 1293254) are Authorised Representatives of Sustainable Life Solutions Pty Ltd (ABN 66 655 297 886 / AFSL 536966).
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ABN - 976 200 876 49 ACN - 620087649.
License: Vital Homeloans Pty Ltd and Raelene Hutchings are Authorised Credit Representatives (No 501910/502264) of QED Credit Services Pty Ltd ACL No 38785.
Vital Asset Finance Pty Ltd ABN 87 659 026 703 is Authorised under Simple Finance Group Australia Pty Ltd T/A Dealify Australian Credit Licence 540378.
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