An SMSF loan allows trustees of a Self-Managed Super Fund (SMSF) to borrow money for property investment. The SMSF owns the property, and rental income or capital growth contributes to the fund’s retirement savings.
SMSF loans are subject to strict borrowing regulations, ensuring compliance with superannuation laws.
The SMSF applies for a limited recourse borrowing arrangement (LRBA).
A separate trust holds the property until the loan is repaid.
Rental income and super contributions are used to meet loan repayments.
The SMSF gains full ownership of the property once the loan is settled.
Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.
Ensure the fund complies with superannuation regulations.
A holding trust must be created for property ownership.
Submit financial documents and secure loan approval.
Complete settlement under an LRBA structure.
Rental income and super contributions fund repayments.
SMSF loans are subject to strict borrowing regulations, ensuring compliance with superannuation laws.
Vital Insurance Pty Ltd are authorised representative (No.294915/463211) of United Insurance Group Pty Ltd AFSL No.327131.
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Ben Tutton (Authorised Representative No. 294915), Vital Life Insurance Pty Ltd (ABN 45 654 028 878 / CAR 1293254) are Authorised Representatives of Sustainable Life Solutions Pty Ltd (ABN 66 655 297 886 / AFSL 536966).
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