Commercial lending provides businesses with funds for property purchases, equipment, working capital, or expansion. It helps manage cash flow and supports growth without using internal reserves. Loan terms, interest rates, and repayments are based on the business’s financial position, credit history, and repayment capacity.
Businesses can choose from options like term loans for long-term investments, lines of credit for flexible funding, or equipment finance for machinery purchases. Lenders assess factors such as cash flow, financial performance, and collateral before approving loans.
Repayments are made over a set period, with terms structured to meet the business’s financial needs.
Businesses apply for funding based on their financial requirements and business objectives.
Lenders assess eligibility based on financial performance, cash flow, credit score, and business history.
Once approved, funds are disbursed, and repayments are made over a fixed term, with interest calculated based on loan agreements.
Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.
Businesses can choose between short-term and long-term lending solutions, depending on their specific financial goals.
Determine why funding is required and the loan amount needed.
Gather financial statements, tax returns, and cash flow projections.
Evaluate lenders based on interest rates, repayment terms, and fees.
Provide the required documents and complete the loan application.
Once approved, funds are disbursed, and repayments begin based on the agreed schedule.
Businesses can choose between short-term and long-term lending solutions, depending on their specific financial goals.
Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.
Businesses can choose between short-term and long-term lending solutions, depending on their specific financial goals.
Vital Insurance Pty Ltd are authorised representative (No.294915/463211) of United Insurance Group Pty Ltd AFSL No.327131.
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Ben Tutton (Authorised Representative No. 294915), Vital Life Insurance Pty Ltd (ABN 45 654 028 878 / CAR 1293254) are Authorised Representatives of Sustainable Life Solutions Pty Ltd (ABN 66 655 297 886 / AFSL 536966).
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License: Vital Homeloans Pty Ltd and Raelene Hutchings are Authorised Credit Representatives (No 501910/502264) of QED Credit Services Pty Ltd ACL No 38785.
Vital Asset Finance Pty Ltd ABN 87 659 026 703 is Authorised under Simple Finance Group Australia Pty Ltd T/A Dealify Australian Credit Licence 540378.
