General insurance covers financial risks related to property, vehicles, liability, and assets. Unlike life insurance, which provides coverage based on life events, general insurance protects against losses caused by accidents, theft, natural disasters, or other unexpected situations.
Policies help cover repair costs, replacement expenses, and legal liabilities, depending on the type of insurance selected.
The policyholder selects an insurance type based on the asset or risk that needs coverage.
Premiums are paid regularly to keep the policy active.
The insurer assesses the claim and provides compensation according to policy terms.
General insurance policies provide coverage for:
Identify risks and determine required coverage.
Review different insurers, coverage limits, and premium costs.
Provide asset details and complete the insurance form.
The insurer reviews the application and issues the policy.
If an event occurs, submit a claim and follow insurer requirements for assessment and payout.
General insurance policies provide coverage for:
Vital Insurance Pty Ltd are authorised representative (No.294915/463211) of United Insurance Group Pty Ltd AFSL No.327131.
© Vital Financial Group 2025. All Rights Reserved. ABN - 281 405 202 25.
Ben Tutton (Authorised Representative No. 294915), Vital Life Insurance Pty Ltd (ABN 45 654 028 878 / CAR 1293254) are Authorised Representatives of Sustainable Life Solutions Pty Ltd (ABN 66 655 297 886 / AFSL 536966).
Vital Homeloans Pty Ltd 2025. All Rights Reserved.
ABN - 976 200 876 49 ACN - 620087649.
License: Vital Homeloans Pty Ltd and Raelene Hutchings are Authorised Credit Representatives (No 501910/502264) of QED Credit Services Pty Ltd ACL No 38785.
Vital Asset Finance Pty Ltd ABN 87 659 026 703 is Authorised under Simple Finance Group Australia Pty Ltd T/A Dealify Australian Credit Licence 540378.
