Car loans can be secured or unsecured, with secured loans typically offering lower interest rates since the vehicle is used as collateral.
Borrowers apply for financing based on the car’s value.
The lender provides funds, and the borrower makes repayments over a fixed term.
Once the loan is repaid in full, the borrower gains full ownership of the vehicle.
Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.
Car loans can be used to:
Select a car that suits personal or business requirements.
Evaluate interest rates, repayment periods, and loan features.
Provide financial details, including proof of income and credit history.
The lender assesses the application and approves the loan based on eligibility.
Finalise the deal with the dealership and begin repayments.
Car loans can be secured or unsecured, with secured loans typically offering lower interest rates since the vehicle is used as collateral.
Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.
Vital Insurance Pty Ltd are authorised representative (No.294915/463211) of United Insurance Group Pty Ltd AFSL No.327131.
© Vital Financial Group 2025. All Rights Reserved. ABN - 281 405 202 25.
Ben Tutton (Authorised Representative No. 294915), Vital Life Insurance Pty Ltd (ABN 45 654 028 878 / CAR 1293254) are Authorised Representatives of Sustainable Life Solutions Pty Ltd (ABN 66 655 297 886 / AFSL 536966).
Vital Homeloans Pty Ltd 2025. All Rights Reserved.
ABN - 976 200 876 49 ACN - 620087649.
License: Vital Homeloans Pty Ltd and Raelene Hutchings are Authorised Credit Representatives (No 501910/502264) of QED Credit Services Pty Ltd ACL No 38785.
Vital Asset Finance Pty Ltd ABN 87 659 026 703 is Authorised under Simple Finance Group Australia Pty Ltd T/A Dealify Australian Credit Licence 540378.
