Life insurance provides a lump sum payment to beneficiaries if the policyholder passes away. This payment helps cover financial obligations, ensuring that dependents can manage ongoing expenses, outstanding debts, and future costs without financial hardship.
Life insurance is commonly used to:
A life insurance policy helps protect financial stability, ensuring that loved ones are not left with unexpected financial burdens.
Life insurance can be combined with other policies, such as income protection or trauma insurance, to provide broader financial security.
Select a policy based on financial needs and future expenses.
Keep the policy active by making scheduled payments.
Upon the policyholder’s passing, beneficiaries receive a lump sum payment after submitting a valid claim.
Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.
We simplified the process of securing financial services for individuals and businesses. With access to a wide range of lenders, a commitment to transparent rates, and support from our team of financial experts, we help users save time, protect their credit score, and find the right solutions for their needs.
Life insurance can be combined with other policies, such as income protection or trauma insurance, to provide broader financial security.
Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.
We simplified the process of securing financial services for individuals and businesses. With access to a wide range of lenders, a commitment to transparent rates, and support from our team of financial experts, we help users save time, protect their credit score, and find the right solutions for their needs.
Term life insurance covers a fixed period and pays out if the policyholder dies within that period.
Whole life insurance lasts for life and guarantees a payout.
Vital Insurance Pty Ltd are authorised representative (No.294915/463211) of United Insurance Group Pty Ltd AFSL No.327131.
© Vital Financial Group 2025. All Rights Reserved. ABN - 281 405 202 25.
Ben Tutton (Authorised Representative No. 294915), Vital Life Insurance Pty Ltd (ABN 45 654 028 878 / CAR 1293254) are Authorised Representatives of Sustainable Life Solutions Pty Ltd (ABN 66 655 297 886 / AFSL 536966).
Vital Homeloans Pty Ltd 2025. All Rights Reserved.
ABN - 976 200 876 49 ACN - 620087649.
License: Vital Homeloans Pty Ltd and Raelene Hutchings are Authorised Credit Representatives (No 501910/502264) of QED Credit Services Pty Ltd ACL No 38785.
Vital Asset Finance Pty Ltd ABN 87 659 026 703 is Authorised under Simple Finance Group Australia Pty Ltd T/A Dealify Australian Credit Licence 540378.
