Trauma insurance provides a lump sum payment if the policyholder is diagnosed with a serious illness or injury covered by the policy. This payout helps cover medical treatment, rehabilitation costs, ongoing care, and other financial obligations that arise due to health-related conditions.
Many medical conditions require extensive treatment, leading to unexpected expenses, such as hospital bills, specialist fees, therapy, and home care. Trauma insurance helps reduce financial strain by providing funds that can be used immediately after diagnosis, ensuring policyholders can focus on recovery without financial stress.
Trauma insurance is often used alongside income protection insurance, but the key difference is that trauma insurance pays a lump sum, while income protection provides ongoing payments over time. This means the payout can be used at the policyholder’s discretion for any necessary expenses.
Covers surgery, specialist fees, hospital stays, and ongoing therapy.
Helps pay for rent, mortgage, groceries, and household costs.
Ensures continued loan and credit payments during recovery.
Funds adjustments to living spaces for mobility needs.
Coverage varies by provider, but most policies include:
Heart attack, coronary artery surgery.
Stroke, brain injury, major head trauma.
Early and advanced-stage cancers.
Kidney failure, major organ transplants.
Severe burns, loss of limbs, spinal cord injuries.
Our team helps individuals and families find the right coverage. We assist in selecting policies, explaining benefits, and guiding you through the claims process.
Check which illnesses and injuries are included.
Decide on a payout amount based on financial needs.
Review eligibility criteria.
Submit an application with health details.
Update coverage if financial needs change.
Covers surgery, specialist fees, hospital stays, and ongoing therapy.
Helps pay for rent, mortgage, groceries, and household costs.
Ensures continued loan and credit payments during recovery.
Funds adjustments to living spaces for mobility needs.
Heart attack, coronary artery surgery.
Stroke, brain injury, major head trauma.
Early and advanced-stage cancers.
Kidney failure, major organ transplants.
Severe burns, loss of limbs, spinal cord injuries.
Covers lost earnings while undergoing medical treatment.
Helps manage expenses during recovery.
Provides financial support for medical costs.
Helps cover mortgage payments during treatment.
Check which illnesses and injuries are included.
Decide on a payout amount based on financial needs.
Review eligibility criteria.
Submit an application with health details.
Update coverage if financial needs change.
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